Ad Law Access

Updates on advertising law and privacy law trends, issues, and developments

Merchants Beware: Protect Your Customers and Company from Credit Card "Skimming"

The current economic climate has had many consequences, including an apparent increase in economic crimes such as credit card fraud. In recent months, numerous credit card scams involving restaurant chains have been…

The End of the Arbitration Clause?

In order to avoid the substantial risks of class action litigation, many financial service providers – both traditional and non traditional – require that customer agreements contain an arbitration clause and a waiver…

Third Circuit Eases Ability to Remand Class Actions to State Court

The Class Action Fairness Act (“CAFA”) eliminated longstanding barriers to removal of cases from state to federal court. To remove a class action under CAFA, it is no longer necessary for all plaintiffs and defendants…

Are Financial Institution Executives Becoming an Uninsurable Risk?

You may have noticed that premiums for Directors and Officers Liability (“D&O”) insurance are skyrocketing, largely as a result of the subprime lending crisis, stock market volatility, and the ensuing financial…

Fears of Future Identity Theft Generally Not Sufficient To Establish "Actual Damages" In A Lawsuit

Over the last few years, incidents involving disclosures of personal information by consumer financial service providers have been big news, ranging from the theft of laptop computers containing social security…