Ad Law Access
CFPB Obtains $13M FCRA Settlement with Employee Background Screening Providers
The CFPB recently initiated an enforcement action against General Information Services (GIS) and its affiliate, e-Background-checks.com, Inc. (BGC) for allegedly violating the Fair Credit Reporting Act (FCRA) by…
FTC Settles FCRA Charges Against Certegy for $3.5 Million
The FTC announced today that Certegy Check Services, Inc. will pay $3.5 million to settle allegations that Certegy violated the Fair Credit Reporting Act (FCRA) by failing to follow proper dispute procedures and…
FTC, CFPB, and DOJ File Brief Supporting Fair Credit Reporting Act
Today the Federal Trade Commission ("FTC"), Consumer Financial Protection Bureau ("CFPB"), and Department of Justice ("DOJ") filed a brief supporting the constitutionality of the Fair Credit Reporting Act ("FCRA").…
FTC and Federal Reserve Issue Proposed Amendments to the Risk-Based Pricing Rule
Earlier this week, the Federal Trade Commission (“FTC”) and the Federal Reserve Board issued proposed amendments to the Risk-Based Pricing Rule (“Rule”) that would require creditors to disclose credit score information…
FTC Commissioner Discusses CFPB at Privacy Conference
FTC Commissioner Julie Brill spoke about the new Consumer Financial Protection Bureau (“CFPB”) during a keynote address she delivered at the International Association of Privacy Professionals Second Annual Conference…